Medicare in 2026: What You Need to Know Now

As your local health insurance advisor, I always aim to keep you In The Know. With Medicare changes coming in 2026, it is important to prepare early, review your coverage, and understand how these shifts may affect your costs and options. Below are the key updates to watch for this AEP (Annual Election Period). Part B Premium Will Increase in 2026 The standard Medicare Part B premium is currently $185 per month for 2025. In 2026, it is projected to rise to $206.50 per month, which would be one of …

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Winning the Fight Against Skyrocketing Healthcare Expenses

Rising healthcare costs can be a major concern for individuals and families. The following are common reasons contributing to the increase in healthcare costs: To win the war against rising healthcare costs you can use the following strategies: It’s important to note that addressing rising healthcare costs often requires a combination of actions and systemic changes within the healthcare industry. Please reach out to us at ITK Insurance if you need help navigating these challenges.

Yes, Medicare Is Complex But You Can Understand It!

The world of Medicare is complex because it is based on the law and it can feel overwhelming. Using a broker can help you navigate the complexities of Medicare. So, what exactly is Medicare? It’s the federal health insurance program for people 65 and older and certain younger people with disabilities or conditions (see if you’re eligible here). To gain a better understanding of Medicare, below are six questions most people ask. 1. What’s covered by original Medicare? There are two government-funded parts of Medicare, Parts A and B, which make …

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Medicare and Working After 65: Navigating Your Healthcare and Retirement

If You Live In the VA Tidewater Area Join Us At Our Upcoming Workshop As the golden age of 65 approaches, many people envision a life of relaxation, soaking in the well-deserved benefits of Medicare. However, a remarkable trend is emerging as more individuals choose to continue working well past this milestone. Balancing Medicare and employment requires careful consideration and understanding of the complex interactions between the two systems. In this blogpost, we’ll explore the options available to those who decide to work beyond 65, ensuring they can make informed …

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Medicare Savings Programs: Financial Assistance for Medicare Beneficiaries

Medicare Savings Programs (MSPs) offer financial assistance to individuals enrolled in Medicare or those who will soon be eligible. These programs help cover the high costs of healthcare, including deductibles, coinsurance, and other expenses not typically covered by Medicare. This blog post provides an overview of MSPs, eligibility criteria, and application process. What is the Medicare Savings Program? The Medicare Savings Program assists eligible Medicare recipients in paying for premiums associated with Medicare Part A and Part B. In addition to premium coverage, qualified individuals may receive assistance with coinsurance …

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