Maria Williams

Unraveling Obamacare: A Simple Guide to ACA

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Day-in and day-out we help people get health insurance through The Affordable Care Act (ACA), also known as “Obamacare”. Just like Medicare it is based on the law which makes it complicated. The bottom line is ACA helps people who otherwise might not be able to have insurance to be able to have access to affordable quality health insurance. Below is a Simple Guide to the Affordable Care Act and what the ACA did: Expanded Health Insurance Insurance Reforms Preventive Care• What it means: Certain preventive services, like vaccines and …

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Navigating the Crazy World of Healthcare & Health Insurance in the USA

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Chapter 1: The Job Struggle The joys of being a working-age adult in the United States – where healthcare is like a game of hide and seek, and if you are lucky, your job might come with some “good” benefits. But let’s face it, even with those benefits, using them feels like entering a financial labyrinth. Deductibles and coinsurance and so many other terms. Chapter 2: Decoding the Jargon Let’s break it down: premiums, deductibles, co-pays, coinsurance – it’s like learning a new language, but one you never signed up …

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My Journey in Virginia’s Health Insurance Marketplace Marathon: Triumphs and Fulfillment

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What an incredible journey it has been! This year marked the inauguration of Virginia’s State Based Health Insurance Exchange.  Being a part of it felt like running a marathon – a marathon of success, challenges, and heartwarming moments that etched their place in the record books. Embarking on New Beginnings: Picture this – a new enrollment platform and a fresh start for Virginia’s health insurance landscape. As I navigated through these uncharted territories, it was exciting to be a pioneer of this new process for health insurance enrollment for fellow …

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1,000 Thank You Postcards

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I love writing handwritten thank you cards to new clients. It is something I truly enjoy doing. Well, it has gotten to the point I am so far behind sending out thank you cards that I have to streamline the process. I created some preprinted Thank You Postcards. I decided based on the current rate of referrals and new clients to order 1,000 postcards. I almost feel like Jim Carrey when he wrote himself a check for $10 Million. I kept looking at the quantity to order and 1,000 made …

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Winning the Fight Against Skyrocketing Healthcare Expenses

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Rising healthcare costs can be a major concern for individuals and families. The following are common reasons contributing to the increase in healthcare costs: To win the war against rising healthcare costs you can use the following strategies: It’s important to note that addressing rising healthcare costs often requires a combination of actions and systemic changes within the healthcare industry. Please reach out to us at ITK Insurance if you need help navigating these challenges.

ITK Insurance is built on the idea that people deserve a trusted guide when it comes to the confusing world of insurance. As an Independent Brokerage, our loyalty is to our clients. We are licensed in Virginia, Florida and D.C. VA License# 1250517 and National Producer# 20007572. We Provide Guidance and Enrollment Assistance at no cost for Medicare and Health Insurance Plans.

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© 2024 ITK Insurance. All Rights Reserved. Maria R. Williams Independent Medicare, Health and Life Insurance Agent & Educator

Required Medicare Disclaimer: We do not offer every plan available in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices. ITK Insurance is privately owned and operated and is a non-government resource for those who depend on Medicare, helping to provide Medicare information. Medicare has neither reviewed nor endorsed this information. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov