Medicare

Medicare in 2026: What You Need to Know Now

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As your local health insurance advisor, I always aim to keep you In The Know. With Medicare changes coming in 2026, it is important to prepare early, review your coverage, and understand how these shifts may affect your costs and options. Below are the key updates to watch for this AEP (Annual Election Period). Part B Premium Will Increase in 2026 The standard Medicare Part B premium is currently $185 per month for 2025. In 2026, it is projected to rise to $206.50 per month, which would be one of …

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Difference Between Medigap and Medicare Advantage

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If You Live In the VA Tidewater Area Join Us At Our Upcoming Workshop If you are new to Medicare, you may be wondering what the difference is between a Medigap plan and a Medicare Advantage plan. Both types of plans can provide additional coverage beyond Original Medicare, but they work in different ways. Below is a break down of the differences between Medigap and Medicare Advantage to help you decide which option is right for you. What is Medigap? Medigap, also known as Medicare Supplement Insurance, is a type …

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Signing Up For Medicare Part B Using CMS-40B

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If you are still working at age 65 you may need to sign up for Part B after you have signed up for Part A earlier. You’ll need to fill out Form CMS-40B. After reading the form and instructions on the Social Security website it was CONFUSING. I decided to turn the instructions into an easier to understand format. I hope it helps.

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Required Medicare Disclaimer: We do not offer every plan available in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices. ITK Insurance is privately owned and operated and is a non-government resource for those who depend on Medicare, helping to provide Medicare information. Medicare has neither reviewed nor endorsed this information. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov