Medicare in 2026: What You Need to Know Now

As your local health insurance advisor, I always aim to keep you In The Know. With Medicare changes coming in 2026, it is important to prepare early, review your coverage, and understand how these shifts may affect your costs and options. Below are the key updates to watch for this AEP (Annual Election Period). Part B Premium Will Increase in 2026 The standard Medicare Part B premium is currently $185 per month for 2025. In 2026, it is projected to rise to $206.50 per month, which would be one of …

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What You Need to Know About Upcoming ACA Marketplace Changes

The Affordable Care Act (ACA) Marketplace continues to serve as an essential path to affordable health insurance for many individuals and families. Starting later this year and into 2026 and 2027, new federal rules will change how the Marketplace works. These changes could impact your premiums, coverage eligibility, and what you need to do to keep your plan. If you enrolled on your own without an agent, or if it has been a while since you reviewed your application, now is the time to prepare. Upcoming Changes That Could Affect …

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Staying In the Know: What I Learned at the CMS 2025 Marketplace Meetup

Earlier this week, I traveled to Washington, D.C. to attend the 2025 CMS Agent and Broker Marketplace Meetup. This wasn’t just another event, it was a chance to hear directly from the federal agency that runs the Marketplace Exchanges and to get ahead of the changes coming to the plans many Virginians rely on for health insurance. I attended in person because staying informed is part of how I serve. My goal is to make sure that when a client works with me they are working with someone who shows …

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New Virginia Law About Medicare Supplement Plans

New Virginia Law Makes It Easier to Switch Medicare Supplement Plans – Thanks to the Birthday Rule! Exciting news for Virginia Medicare beneficiaries. A brand-new law was just signed that gives you more freedom and flexibility with your Medicare Supplement (Medigap) plan. What Happened? This new law introduces something called the “Birthday Rule,” and it’s going to make it much easier for you to shop around for a better Medicare Supplement plan—without worrying about your health history. What Is the Birthday Rule? Starting July 1, 2025, if you have a …

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