Navigating the Crazy World of Healthcare & Health Insurance in the USA

Chapter 1: The Job Struggle The joys of being a working-age adult in the United States – where healthcare is like a game of hide and seek, and if you are lucky, your job might come with some “good” benefits. But let’s face it, even with those benefits, using them feels like entering a financial labyrinth. Deductibles and coinsurance and so many other terms. Chapter 2: Decoding the Jargon Let’s break it down: premiums, deductibles, co-pays, coinsurance – it’s like learning a new language, but one you never signed up …

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1,000 Thank You Postcards

I love writing handwritten thank you cards to new clients. It is something I truly enjoy doing. Well, it has gotten to the point I am so far behind sending out thank you cards that I have to streamline the process. I created some preprinted Thank You Postcards. I decided based on the current rate of referrals and new clients to order 1,000 postcards. I almost feel like Jim Carrey when he wrote himself a check for $10 Million. I kept looking at the quantity to order and 1,000 made …

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ITK Insurance at the CAREGIVERS’ CONFERENCE: Supporting Seniors and Sharing Medicare Plan Information

At ITK Insurance, we recently had the opportunity to participate in the enriching CAREGIVERS’ CONFERENCE, where we engaged with attendees at the Anthem Healthkeepers exhibitor table to share valuable information about Medicare Plans. Here’s a brief recap of the event: Event Details: Engaging with Attendees: Sharing Valuable Information about Medicare Plans Informative Presentations: Insights from Industry Experts The conference featured presentations by knowledgeable speakers on various caregiving topics: Commitment to Empowering Caregivers and Seniors Continuing Our Mission: To be in the know, stay in the know and share what we …

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Medicare HMO vs PPO: What’s the Difference?

🔎 Understanding the Basics 🏥 HMO Highlights 💰 PPO Benefits 📝 Making a Decision In summary, when deciding between Medicare HMOs and PPOs, consider your budget, preference for provider choice, and the importance of lower out-of-pocket costs. Call us today at 757-933-3688 and we will help you assess your Medicare healthcare needs to determine which plans best align with your priorities.

CMS is Cracking Down on Misleading Medicare Advantage Ads: What You Need to Know

Starting September 30, 2023, there are going to be some new regulations in place for Medicare Advantage (MA) advertising. Celebrities like Joe Namath, William Shatner, or Jimmy Walker will need to disclose which insurance plan they are endorsing, and they can’t misuse the Medicare logo or card to make it seem like they represent the federal government. This is all part of a larger effort by the Centers for Medicare & Medicaid Services (CMS) to crack down on misleading marketing schemes by health insurance companies. For example ads for Medicare …

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