Don’t Burden Loved Ones With Your Funeral Expenses

Have you ever thought about how your funeral expenses will be covered? We understand that losing a loved one can be an emotional and stressful time, and the last thing we want is to add financial pressure on top of that. That’s where final expense insurance (also known as burial or funeral insurance) can come in handy, as it can alleviate the financial burden on your family members by covering the costs of your final expenses. Guaranteed issue life insurance is a type of life insurance policy that is specifically …

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Senior Panel on Aging: Medicare Scams, Estate Planning, and Funeral Pre-Planning

As a health and life insurance agent, I attended the Senior Panel on Aging hosted by Senior Advocate and held at a local church. I had advertised our services in the program information and was curious to see how the handouts were received and how people interacted with them. Little did I know that the panel would provide me with eye-opening information on various topics such as the Senior Medicare Patrol in VA, common healthcare scams, estate planning with an attorney, Alzheimer’s and home healthcare information, and even funeral planning. …

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Primer on Life Insurance

We don’t get a class on insurance in school…so let’s begin to understand life insurance one blog post at a time. Why Is Life Insurance Important? Life insurance is important because it provides financial protection for your loved ones in case of your unexpected death. Here are a few reasons why life insurance is important: Overall, life insurance is an important tool to help protect your loved ones and provide financial security for them in case of your unexpected death. What are the different types of life insurance policies and …

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A Synchronistic Moment at a UHC Kiosk

This month I came full circle and had a synchronistic moment.  It was my first day manning the United Healthcare Medicare kiosk in Walgreens.  Many of my previous “jobs” and experiences came into play: A gentleman walked in who was about 35-40 years old, dressed in a nice pair of jeans, a shirt (don’t remember the color), some copper-colored tennis shoes and a hat with the same copper color in the initials on the hat.  He said hello and I responded back.   I then noticed him in the check-out …

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Life Insurance and Annuity Training in South Carolina

Life Insurance

I attended insurance training in South Carolina about annuities, indexed universal life policies and specially designed insurance policies for debt elimination.  I typically stay at Hampton Inn’s when I travel just to keep it simple and familiar.  I also like the fact they offer breakfast as part of the deal.  That just makes sense to me.  This time I stayed in a Marriot Hotel brand The Loft, because that was the hotel where the training was conducted.   It was great to see my name on the tv when I turned …

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