Medicare HMO vs PPO: What’s the Difference?

🔎 Understanding the Basics 🏥 HMO Highlights 💰 PPO Benefits 📝 Making a Decision In summary, when deciding between Medicare HMOs and PPOs, consider your budget, preference for provider choice, and the importance of lower out-of-pocket costs. Call us today at 757-933-3688 and we will help you assess your Medicare healthcare needs to determine which plans best align with your priorities.

CMS is Cracking Down on Misleading Medicare Advantage Ads: What You Need to Know

Starting September 30, 2023, there are going to be some new regulations in place for Medicare Advantage (MA) advertising. Celebrities like Joe Namath, William Shatner, or Jimmy Walker will need to disclose which insurance plan they are endorsing, and they can’t misuse the Medicare logo or card to make it seem like they represent the federal government. This is all part of a larger effort by the Centers for Medicare & Medicaid Services (CMS) to crack down on misleading marketing schemes by health insurance companies. For example ads for Medicare …

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May is Older Americans Month!

Did you know that Older Americans Month has been celebrated since 1963? Back then, only 17 million Americans had turned 65, and unfortunately, many were living in poverty with very little support. However, things were beginning to change as more people became interested in improving the lives of older Americans. In April of that year, President John F. Kennedy met with members of the National Council of Senior Citizens, which eventually led to the designation of May as “Senior Citizens Month.” This was the start of what we now know …

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We Want You To Be In The Know Mascot

As we gear up to start our educational seminars starting with Medicare a friend said “Hey Marie you should do a poster like the old We Want You poster but wear a Medicare hat”. I thought that was a great idea and that many people would remember the poster and might make the connection. It is how I feel about people understanding Medicare. I am turning into more of an advocate that people know what they are doing and don’t make mistakes out the gate. If they don’t have all …

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Medicare Enrollment Roadmap

aerial view of road in the middle of trees

How and When to Enroll or Change Medicare Coverage Automatic On Ramp You are drawing Social Security at least four (4) months before turning 65 You will get a Medicare Card before your birthday month. Annual Enrollment (October 15th – December 7th) You can make the below changes to your Medicare Coverage: Medicare Advantage to Original Medicare Original Medicare to Medicare Advantage Current Medicare Advantage Plan to Another Medicare Advantage Plan Add or Change Part D (Prescription Drug) Plan General Enrollment – (Medicare Advantage Enrollment /Disenrollment Period) January 1 – …

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