Maria Williams

Primer on Life Insurance

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We don’t get a class on insurance in school…so let’s begin to understand life insurance one blog post at a time. Why Is Life Insurance Important? Life insurance is important because it provides financial protection for your loved ones in case of your unexpected death. Here are a few reasons why life insurance is important: Overall, life insurance is an important tool to help protect your loved ones and provide financial security for them in case of your unexpected death. What are the different types of life insurance policies and …

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Medicaid Unwinding Process In VA

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If you have Medicaid/FAMIS health coverage it’s important to know how to renew it so you can continue to receive the healthcare you need. Renewing your coverage is like renewing a subscription or membership – it’s a way to make sure you can keep using it without any gaps. In this blog post, we will break down the steps to renew your Medicaid/FAMIS coverage in simple terms, so you can understand and take action with ease. Let’s get started! Step 1: Automatic Renewal Before your renewal is due, Medicaid/FAMIS will …

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United HealthCare OTC 2023

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If you are a member of a UHC Medicare Advantage plan, you may have a UHC OTC 2023 benefit. Below is information about this benefit and how to use it. If you check the summary of benefits for your plan, you will be able to determine if you have access to the OTC benefit. If you need help or have questions about an OTC order call either 1-833-845-8798  for non-dual plan members or 1-833-853-8587 for Dual plan members.  You can also call the member services number located on the back of your member ID card for answers to …

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Difference Between Medigap and Medicare Advantage

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If You Live In the VA Tidewater Area Join Us At Our Upcoming Workshop If you are new to Medicare, you may be wondering what the difference is between a Medigap plan and a Medicare Advantage plan. Both types of plans can provide additional coverage beyond Original Medicare, but they work in different ways. Below is a break down of the differences between Medigap and Medicare Advantage to help you decide which option is right for you. What is Medigap? Medigap, also known as Medicare Supplement Insurance, is a type …

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Aging in VA and Visiting the State Capitol

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Yesterday we went with the Peninsula Agency on Aging and the Peninsula Task Force on Aging to Richmond for Senior Day. On the table was a $700K shortfall for several of the 25 VA Agencies on Aging that was being voted on. We met with legislators and elected officials to learn about what is in store for Senior Virginians in the future and potential future legislation. Below are the several legislators’/ officials who took out the time to listen and share information. ·      State Delegates: Shelly Simonds, Marcia …

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Required Medicare Disclaimer: We do not offer every plan available in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices. ITK Insurance is privately owned and operated and is a non-government resource for those who depend on Medicare, helping to provide Medicare information. Medicare has neither reviewed nor endorsed this information. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov